Forklifts play an important role in various industries and worksites.

As forklift use has increased, manufacturers have innovated their designs to improve functions and safety features. However, as with any piece of machinery, proper training and procedures must be followed to ensure a safe working environment.

Each year OSHA publishes their Top 10 Most Frequently Cited Standards following inspections of worksites. Since 2010, forklift-related violations have landed on the Top 10 list, with a lack of operator training being the most frequently cited violation. Additional studies have also shown that nearly 25% of forklift accidents are the result of inadequate training, and almost half of all forklift-related deaths are due to tip-overs crushing drivers. Remember, a worksite is only as safe as the least trained employee or the least observant visitor.

Forklift safety tips

  • Only allow trained and certified employees to operate forklifts. The employee should retrain every three years or after an incident, whichever occurs first.

  • Always inspect the forklift, attachments, fuel connections, or levels before operating, and verify there is a reporting procedure to notify management of issues found.

  • Make sure seatbelts, horns, lights, and other safety features are in place and functional.

  • Review the forklift’s weight capacity, and discuss the stability triangle and tip-overs.

  • Forklifts speeds should not exceed 5 mph, moving at a pace similar to walking, with loads and forks kept low.

  • Review or establish operating areas, identify blind spots, and discuss pedestrian exposures.

Free training and informational resources

Forklift Inspection Checklist (PDF)

Duncan Prince from ERM Insurance discusses why many businesses need specific insurance policies for dealings outside of the United States.

Topics briefly discussed:

1. Policy Territories

2. Exposures

3. Foreign Policies

It has been an eventful start to the week for our clients in Orange County, CA. California has a long history of wildfires, sometimes they start some miles away and you have hours to pack and plan, and sometimes a spark catches in your own backyard. We want out clients to be safe and make sure that they are prepared in case of an evacuation, especially in the land of earthquakes and wildfires.

Evacuations are more common than many people realize. Fires and floods cause evacuations most frequently across the United States, and almost every year, people along coastlines evacuate as hurricanes approach. In addition, transportation and industrial accidents release harmful substances hundreds of times a year, forcing many people to leave their homes.

In some circumstances, local officials decide that the hazards are serious and require mandatory evacuatio

ns. In others, local officials advise evacuations and individual households can decide to evacuate to avoid situations they believe are potentially dangerous. When community evacuations become necessary, local officials provide information to the public through the media. In some circumstances, other warning methods, such as sirens, text alerts, emails or telephone calls are used.

The amount of time you have to leave will depend on the hazard. If the event is a weather condition, such as a hurricane, you might have a day or two to get ready. However, many disasters allow no time for people to gather even the most basic necessities, which is why planning ahead is essential.

Evacuation Guidelines:

There may be conditions under which you will decide to evacuate, or there may be situations when you are ordered to leave. Follow these guidelines for evacuation planning.

• Plan how you will assemble your family and supplies, and anticipate where you will go for different situations. Choose several destinations in different directions so you have options in an emergency and evacuation routes to get to those destinations.

• Plan places where your family will meet, both within and outside of your immediate neighborhood. Use your family emergency plan to decide these locations before a disaster.  If you have a car, keep a full tank of gas in it if an evacuation seems likely. Keep a half tank of gas in it at all times in case of an unexpected need to evacuate. Gas stations may be closed during emergencies and unable to pump gas during power outages. Plan to take one car per family to reduce congestion and delay.

• Become familiar with alternate routes and other means of transportation out of your area.  Leave early enough to avoid being trapped by severe weather.

• Be alert for road hazards such as w

ashed-out roads or bridges and downed power lines. Do not drive into flooded areas.

• If you do not have a car, plan how you will leave if you have to. Make arrangements with family, friends or your local government.

• Take your emergency supply kit unless you have reason to believe it has been contaminated.

• Listen to a battery-powered radio and follow local evacuation instructions.

• Take your pets with you, but understand that only service animals may be permitted in public shelters. Plan how you will care for your pets in an emergency.

If time allows:

Take pictures of every room in case of losses, you can show items that you owned - should be done monthly or when purchasing pricey items.

• Call or email the out-of-state contact in your family communications plan. Tell him or her where you are going.

• Secure your home by closing and locking doors and windows.

• Unplug electrical equipment such as radios, televisions and small appliances. Leave freezers and refrigerators plugged in unless there is a risk of flooding. If there is damage to your home and you are instructed to do so, shut off water, gas and electricity before leaving. • Leave a note telling others when you left and where you are going.

• Wear sturdy shoes and clothing that provides some protection, such as long pants, long-sleeved shirts and a cap.

• Check with neighbors who may need a ride.

In addition to insuring your home, ERM Insurance Brokers is committed to helping you and your loved ones stay safe when disaster strikes. If you would like more information on developing a family emergency plan or building a disaster supply kit, please contact us at 949-222-0444 or today.


Tel: 949-222-0444| Fax: 929-222-0445


Mon - Fri: 9am-5pm


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3000 W. MacArthur Blvd  Suite 120

Santa Ana, CA 92704